How can you leave your country without health insurance? If you are overseas, or planning a trip overseas, check your current health insurance. Many domestic plans do not cover you outside of the US, and you will certainly not be "in-network", while backpacking Europe, or using your new skis in the Alps! The last thing you need is to be stuck in a foreign emergency room with a broken arm, strange rash, or the flu without the protection of health insurance!

I have known Americans who had problems finding a doctor for emergency treatment while traveling outside of their home state. Imagine how much harder it will be to obtain health or dental care in another country.

It is amazing to me that Americans, who are so obsessive about their health insurance, would assume that they would be safer and more healthy, visiting a foreign land without their health protection! Besides, an overseas medical plan will often provide plenty of other services that will afford peace of mind on vacation. If you lose your luggage, need to cancel your trip because of a family emergency, or have a midnight toothache, you will have a service to call!

What is Travel Health Insurance?

Generally, you can find a comprehensive, low cost travel insurance plan. It will cover hospital and medical expenses, 24 hour medical emergency services, lost luggage, Trip Cancellation, Emergency Dental, Emergency Evacuation, Accidental Death and Dismemberment, and the Return of Minor Children.

You can buy your plan for the period of your trip, and have the peace of mind knowing that you will have an insurance card, and a number to call if you have any problems while you are visiting another country.